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Resources

The Investor Guide — and straight answers to what you’re actually wondering.

The 2026 Federal Budget Guide

What the Budget changes actually mean for property investing.

Download our free guide
Read More
The book

Hold Your Ground

How to Buy Property You Can Afford to Keep
by Michael Sloan

Most property books sell you a formula. One system, one shortcut, guaranteed to work for everyone. It doesn’t. Hold Your Ground is different — it’s a framework for making property decisions that actually fit your income, your risk tolerance, and your stage of life.

Buy the Book
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Important Links

We don't expect you to take our word for anything.

Here are the same sources we use — government sites, official calculators, and the data providers behind the property industry. Bookmark what’s useful.

Government & Tax

ATO

Rules on rental income, deductions, depreciation and capital gains tax, straight from the source.
ATO — Rental Properties Guide

The ATO's own guide to what you can and can't claim. Updated every year.
Moneysmart

ASIC's consumer site. Budgeting tools, mortgage calculators, the basics done properly.
Treasury

Federal Budget papers and policy detail, including the 2026 negative gearing and CGT changes.
Housing Australia

The government body behind the First Home Guarantee and other home-buyer schemes.

State Revenue Offices

Stamp duty and land tax are set state by state. Go straight to the source for your state.
NSW — Revenue NSW

Stamp duty, land tax and first home buyer schemes for NSW.
VIC — State Revenue Office

Stamp duty, land tax and first home buyer schemes for Victoria.
QLD — Queensland Revenue Office

Stamp duty, land tax and first home buyer schemes for Queensland.
SA — RevenueSA

Stamp duty, land tax and first home buyer schemes for South Australia.
WA — RevenueWA

Stamp duty, land tax and first home buyer schemes for Western Australia.
TAS — State Revenue Office

Stamp duty, land tax and first home buyer schemes for Tasmania.
ACT — Revenue Office

Stamp duty, land tax and first home buyer schemes for the ACT.
NT — Territory Revenue Office

Stamp duty, land tax and first home buyer schemes for the Northern Territory.

Renting & Tenancy Rules

Every state runs tenancy differently. If you’re renting out a property, check the rules for where it is.
NSW — Fair Trading

Tenancy law, bond rules and landlord obligations in NSW.
VIC — Consumer Affairs Victoria

Tenancy law, bond rules and landlord obligations in Victoria.
QLD — Residential Tenancies Authority

Tenancy law, bond rules and landlord obligations in Queensland.
WA — Consumer Protection

Tenancy law, bond rules and landlord obligations in WA.
SA — Consumer and Business Services

Tenancy law, bond rules and landlord obligations in South Australia.

Market Data & Research

CoreLogic

The industry standard for property data. Prices, growth trends, market reports.
ABS

Population growth, building approvals and housing finance data. The fundamentals behind the headlines.
SQM Research

Vacancy rates, rents and stock on market, suburb by suburb.
Domain — Research

Free quarterly market reports from one of the major portals.
realestate.com.au — Insights

Free quarterly market reports from the other major portal.

Industry Bodies

REIA

The Real Estate Institute of Australia.
MFAA

Mortgage and Finance Association of Australia. Check a broker's credentials here.

Interest Rates & the Economy

RBA

Cash rate decisions, statements and the Reserve Bank's read on where the economy's headed.

These links go to external sites we don’t control. We’ve checked they’re current, but government pages move and rules change. If something looks off, let us know.

Common questions

The stuff people usually ask.

If your question isn’t here, ask it in your consult — that’s what the first meeting is for.

We work with medical professionals — doctors, nurses, surgeons, dentists, specialists, allied health. If you work in medicine, you're in the right place. If you don't, we're probably not the best fit for you and we'll tell you that upfront.

Your initial Consultation is free. At that Consultation we discuss our fees and how we get paid, and we disclose our fees in writing before we start. It's paid in stages through the process. We're paid by you and only by you — no commissions or kickbacks from anyone else. Book a Consultation and we'll walk you through the exact numbers for your situation.
From Consultation to settlement, most clients are 8 to 16 weeks. The search is the variable — we don't rush it. If the right property takes twelve weeks to find, it takes twelve weeks.

No. We buy where the numbers work, not where we happen to live. Depending on your goals that might be Brisbane, Perth, Adelaide, or a well-located regional centre — we'll be straight with you about where we think the opportunity is.

Good. We'll factor it in. Many of our clients come to us for property two, three, or four. We can also give you a straight second opinion on what you already own.

No. We're a buyer's agency, not a financial planner or accountant. We'll happily work alongside yours, and if you don't have one, we can point you to people we trust.

The Investor Guide

Where should we send the guide?

Thirty years of property knowledge in plain language. Free, no obligation, no spam.

The 2026 Federal Budget Guide

What's in the guide

The headlines said property investing was dead. It's not — the rules just changed. Here's exactly what's inside.

The headlines said property investing was dead. It's not — the rules just changed. This guide breaks down exactly what the 2026 Federal Budget changed, what it didn't, and what it means if you're buying your next property. No spin, no scare tactics — just the numbers, explained plainly.

  • Free — no subscription, no follow-up sales calls
  • Covers negative gearing, CGT changes, and what still works
  • Real numbers: what a new build costs you versus an established home, week to week

  • The two changes that actually matter

    A plain-English breakdown of the negative gearing restrictions and the Capital Gains Tax overhaul — what's changed, what hasn't, and exactly who's affected.

  • Grandfathered, established, or new build — where do you stand?

    If you bought before Budget night, nothing changes. If you're buying now, the property type you choose determines almost everything. This guide lays out the line in the sand.

  • The three tax advantages that still work — fully

    Negative gearing, depreciation, and the CGT discount all remain fully intact for original owners of new builds. This guide explains how they work together, and why removing even one weakens the whole strategy.

  • Real numbers, side by side

    A direct cash flow comparison between a new build and an established property — same price, same loan, same interest rate. One weekly cost is a fraction of the other. You'll see exactly why.

  • The blind spots that catch investors out

    Buying for tax reasons alone is a trap. This guide covers what actually qualifies as a "new build," and why property quality still matters more than the tax rules.

  • What to do next

    A practical, step-by-step path — from understanding your current position to getting your numbers properly assessed before you buy.

    • Download the Free Guide

    Hold Your Ground

    What you'll learn

    Hold Your Ground draws on 30 years of helping everyday Australians invest in property — the mistakes to avoid, and the decisions that actually matter.

  • The fundamentals, explained properly

    Why property works as an investment, how equity and leverage actually function, and how depreciation affects your cash flow — without the jargon.

  • How to know if a property will work before you buy it

    A practical way to calculate cash flow in advance, so you're not finding out the hard way after settlement.

  • Cash flow versus capital growth

    Why chasing high growth can be dangerous, and how to know which strategy actually suits your situation.

  • The 10 critical mistakes investors make

    And how to manage risk properly — including why you need a buffer, no matter how good the deal looks.

  • What to avoid

    Which properties to steer clear of, and how to see through a “great story” before it costs you.

  • Loans and structure

    Broker or bank, the loan structure myths worth knowing, and how to pay off your loan faster — including strategies for eliminating your home loan in record time.

  • The system you're already in

    A clear-eyed look at how the property and finance system actually works, so you can make decisions with your eyes open instead of relying on hope.

    • Buy the Book